Canada-based applicants document income through T4 slips and a CRA Notice of Assessment. One recent change worth knowing: Canada joined the Hague Apostille Convention in January 2024, replacing the older Canadian authentication plus Indian consular legalization process with a single apostille for a POA.
T4 slip (annual employer summary) plus your CRA Notice of Assessment.
CAD income is converted to an INR-equivalent for eligibility.
SIN (Social Insurance Number) is sometimes requested alongside standard passport/visa documentation.
Apostille since January 2024 — a recent simplification from the prior consular legalization process.
Your most recent T4, the standard Canadian annual employer income summary.
Confirms your assessed income directly from Canada's tax authority — a document most lenders specifically ask for.
6-12 months of Canadian bank statements showing salary credits.
Since Canada's accession to the Hague Apostille Convention took effect in January 2024, a POA notarized in Canada can now be apostilled directly rather than routed through the previous Canadian authentication and Indian consular legalization process. Because this changed recently, confirm your specific lender's process reflects the updated apostille route.
Canada-based applicants are served across our panel; note the POA process here has genuinely changed since early 2024, so older guidance elsewhere may be outdated.
Compare all lendersThe apostille route is now the correct process since January 2024 — if a lender's paperwork still references the old consular legalization steps, flag it, since their process documentation may not be updated.
Apostilles in Canada are issued at the federal level through Global Affairs Canada, regardless of which province you're in.
Most lenders want both — the T4 confirms your employer-reported income, and the CRA Notice of Assessment confirms it was accepted as filed.
Author: Himanshu Gupta · Reviewer: Sachin Gupta · Last verified: September 2026.