METHODOLOGY

How We Source, Verify & Correct

Every rate, LTV, tenure and process detail on this site traces back to a real source — a lender's own published page, or current official guidance on documentation rules. Where we couldn't verify something, we say so rather than fill the gap with a guess.

SOURCING

Where every number comes from

Rates & tenure

Lender-published

Every interest rate, LTV and tenure figure on this site is pulled directly from that lender's own published rate page — never estimated, never copied from a secondary aggregator without checking. Each figure carries the date it was last checked.

Missing data

Stated, not guessed

Where a lender doesn't publish a figure publicly, we say so explicitly rather than estimate one. Several lenders on our panel are intentionally left out of comparison tables for exactly this reason — see the note on the Compare Lenders page.

Process & documentation content

Researched, cross-checked

Country-specific requirements — POA attestation routes, Hague Apostille status, local salary certificate formats — are researched against current official sources (embassy guidance, Hague Convention membership records) rather than copied from other NRI finance sites, which we've found often carry outdated or templated information.

INDEPENDENCE

How we stay independent

No pay-for-placement

Lenders don't pay to appear higher in our comparisons, and our rankings aren't influenced by referral arrangements.

Full panel, not a curated shortlist

We show the full lender panel we track, including lenders whose terms may be less competitive than others — not just the ones that suit us to promote.

Errors get corrected

If you spot something inaccurate or outdated, tell us — see the correction process below. We'd rather fix a number than defend one.

REVIEW PROCESS

Who writes and checks this content

Every substantive page on this site — loan guides, country pages, the lender comparison — carries an author and reviewer line at the bottom, with a last-verified date. Authors are Himanshu Gupta and reviewers are Sachin Gupta, both Co-Founders with banking and real estate backgrounds.

Verification cadence

Rate and tenure figures are checked periodically against each lender's current published page. Given how often lenders revise pricing, always confirm the current figure with us or the lender directly before making a decision based on it.

Reporting an error

Message us on WhatsApp with the page and the figure in question — we'll verify and correct it, and note the correction date.

Spotted something that needs a second look?